Were you involved in a minor accident?If so, it might be cheaper to NOT use your auto insurance.
Were you involved in a minor fender bender/ accident? Did you accidentally scrape or scratch your bumper? If so, the first that comes to mind is filing an insurance claim to get it repaired, but that may not always be your best option. From increased premiums to a lower trade-in or resale value (due to a tarnished CarFax report) we will address some of the most commonly asked questions below.
If you file an “At Fault” claim, insurance companies in general will increase your premiums for 3-5 years. This is how they recoup their money and in the long run it may cost you significantly more.
When dealing with insurance companies – much like medical and dental billing – many body shops will inflate their quotes to maximize profits. While this is an industry norm, the sad truth is that damages that exceed $1,000 might be reported to CarFax and once that shows up it cannot be removed and it will affect the resale or trade-in value of your vehicle.
In addition, most minor repairs can be fixed and brought back to new without affecting the integrity of your vehicle so always consult with a body shop about the “out of pocket” cost of repairing your vehicle.
The cost of bumper repair depends on the severity of the damage. If your bumper has deep scratches or gouges then repairs can vary from $300 to $500.
If the bumper skin is severely deformed or damaged then it may have to be replaced at which point pricing will be dependent upon the year, make and model of the car.
For more information, you can either email us pictures of the damage or stop by the shop so we can give you a free estimate.
This is an issue that should be addressed on a case by case scenario. But here are a few things to consider:
- If you have already filed previous claims, keeping a small accident off your record will save you tons in the long run.
- If your deductible is $500 and the cost of repairs is $800, it may seem beneficial to go through an insurance claim (because you’re saving $300), but if your premium goes up $15 dollars a month for let’s say 2 years following the claim – that would result in you paying an additional $360.
- Had you paid the $800 out of pocket, you would have not only saved $60 in the long run, but also kept your record clean of an unnecessary claim.
We are located in Azusa, CA and the cities within closest proximity to us are: Alhambra, Monterey Park, El Monte, La Puente, South El Monte, Temple City, Arcadia, West Covina, Covina, Bradbury Hills Azusa and Irwindale.
If we are not located within a reasonable distances please consult with a body shop local to you.
Your bumper will look brand new and better than the condition it was in before the accident. Using premium products and repair techniques gives us the ability to guarantee our work and craftsmanship.
Here's what we have to offer:
We use advanced color-matching techniques to get the proper shade of color that best matches the rest of your vehicle.
Bumper repairs can be turned around in as fast as a day or two depending on the extent of damage and our current workload at the shop.
BUMPER REPAIR EXPERTS
To help save you money, minor bumper damage such as deep scratches and punctures can easily be fixed and restored to brand new.
Bumper repairs are often times cheaper than your deductible. Give us a call or drop by for a free estimate and we’ll give you all the options!
“Other auto body repair shops were quoting me $900 to over $1,000 to repair the damage on my front bumper, and Bee’s Custom Garage cut that cost by more than half! They not only saved my family money, they saved me from having higher insurance rates. Thank you.”
Teresa – Arcadia, CA